We're still waiting for the updated Congressional Budget Office score on the Zombie Trumpcare bill the House passed and sent over to the Senate, but even with that score (due next week) it's clear that should the deeply flawed bill become law, many people will be royally screwed. That includes, says the Kaiser Family Foundation, 6.3 million people with pre-existing conditions are at risk for paying higher premiums.
That's because the bill allows states to waive the Obamacare community ratings provision which prevents insurers from charging more for those with pre-existing conditions. If someone has a gap in their coverage—from changing jobs, a divorce, or a move—for more than 63 consecutive days they could be subject to much higher premiums when they enroll.
People with pre-existing conditions would likely face large premium surcharges under an AHCA waiver, according to the analysis, as insurers would be unable to decline coverage based on a person’s medical history, a practice that was permitted in nearly all states before it was prohibited by the Affordable Care Act in 2014. An earlier analysis from the Foundation estimated that 27 percent of non-elderly adults have a condition that would have led to a coverage refusal in the pre-ACA market.The new analysis also identifies a second group of people who could be at risk of higher premiums: those with pre-existing conditions now buying their own insurance. It finds that an estimated 3.8 million adults, or about 25 percent of all adult enrollees in the 2015 individual insurance market, had a pre-existing condition that could subject them to higher premiums under an AHCA community rating waiver if they don’t maintain continuous coverage.
Insurers wouldn't be able to decline coverage to these people, but they could make the premiums so high as to be prohibitive. It's the nature of life that people have lapses in insurance. The analysis estimates that 27 million people had a several-months lapse in coverage in 2015. If you are a Republican, you're not bothered by that because you figure that these people did something on purpose to lose their insurance and probably deserve to pay more because they were weak and have a pre-existing condition in the first place. Because that's how Republicans think.
The rest of us living in the real world and trying to stay healthy and trying to keep our insurance know better. That's a message Senate Republicans need to hear. One way to amplify it is to continue to punish the House Republicans who voted for this monster.
Help us hold Trump and House Republicans responsible with your $1 to the fund to replace them.
from Daily Kos http://ift.tt/2rk0mr2
0 التعليقات:
Post a Comment